11) A person should preferably use the same password for different sites so as to avoid confusion.

12) While making online purchases, a person should buy only from vendors who support https.

13) Risk management is a critical security function of an organization’s senior management.

14) Financial institutions must invest heavily in security safeguards because they are obvious targets for theft.

15) Malware protection is an example of a technical safeguard.

16) The creation of a backup copy of all database content of an organization is a technical safeguard.

17) Technical safeguards include encryption and the usage of passwords.

18) Technical safeguards involve both software and hardware components of an information system.

19) A user name authenticates a user, and a password identifies that user.

20) Smart cards are convenient to use because they don’t require a PIN number for authentication.

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